The Women's Financial Transition Program
Navigating separation, widowhood, or another major life change? You deserve financial clarity, a practical plan, and a trusted advisor by your side — every step of the way.
Whether you're navigating a separation or divorce, adjusting to life after losing a spouse, receiving an inheritance, or preparing for a significant life change — the financial questions can pile up fast.
Questions about your future, your income, your home, and your long-term security arrive all at once, at exactly the moment you need clarity most.
You don't have to figure it out alone. The Women's Financial Transition Program provides organization, education, and a practical roadmap — helping you move from uncertainty to confidence, one step at a time.
What You'll Receive
At the close of our engagement, you'll have six concrete deliverables — built from your real financial information, tailored to your life.
A clear, organized picture of your net worth, income, cash flow, assets, and liabilities — all in one place, in plain language.
FoundationAn honest look at where you stand today — what's working, what needs attention, and what opportunities you may not be aware of yet.
ClarityThe most important financial steps for your first 90 days — ranked by urgency and ready to act on, so you always know what to do next.
ActionA structured roadmap that helps you prioritize decisions and reduce overwhelm — with clear milestones across year one and beyond.
StructureShort, medium, and long-term financial objectives across five key life areas — your personal blueprint for building the next chapter.
VisionProfessional referrals, ongoing support options, and a follow-up plan — so you're never left wondering what comes next or who to call.
SupportOur Process
Four steps from where you are today to financial clarity and a confident path forward.
We collect and organize your financial information together — in a safe, supportive environment with no judgment and no pressure.
Together, we review your complete financial position, identify concerns, and uncover opportunities you may not have seen yet.
We build your personalized Financial Snapshot and Roadmap — practical, realistic, and tailored to your exact situation and goals.
You leave with clear action steps, a timeline, and the confidence that comes from truly understanding your own financial picture.
Who This Program Is For
This program is designed for women who are ready to take control of their financial future — regardless of what transition brought them here.
Your Five-Year Goal Framework
Your plan is organized into five goal categories — ensuring nothing is overlooked and everything works together.
This program provides financial organization, education, planning, and guidance — helping you understand your position and develop a practical roadmap for your future.
This program does not provide legal or tax advice. You are encouraged to work with a family lawyer for legal matters and a CPA for tax planning. We are glad to help coordinate referrals.
Professional Fees
Services are provided on a fee-for-service basis — meaning you access support as needed, without any ongoing commitment or retainer.
You'll only pay for the time we spend working together. An estimate of anticipated hours is provided after your initial consultation. Payment is due within 30 days of invoicing.
Your Advisor
Janet is a Financial Advisor and Elder Planning Counsellor with a deep commitment to helping women navigate some of life's most challenging transitions.
With expertise in financial organization, planning, and transition guidance, Janet brings both professional knowledge and genuine compassion to every client engagement.
Her goal is simple: to help you move from uncertainty to confidence — on your terms, at your pace.
"Helping women move from uncertainty to confidence, one step at a time."
A single conversation can change everything. Book a free introductory call to discuss your situation and discover how the program can help you move forward with confidence.